Thorough cover for your motor trade business

We can cover a number of different motor trades, from mechanics and dealerships to MOT test centres and valets. Finding the right policy for your specific trade can be complicated, especially when covering for unusual risks or if you operate in multiple areas.


We can help simplify the process with access to a number of market-leading insurers who understand the cover features required for industry-specific roles in the motor trade.


We’ll work with you to establish the risks that are unique to your business and then get to work arranging a policy which protects you against these.

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Mechanic adding oil to a car engine to promote Howard Insurance Brokers - Motor Trade Insurance

Policy benefits

Road risks

Public liability

Sales & service indemnity

Employers’ liability

Garage contents

Discounts available

No claims discount

Tools & equipment

Within our review, we will look at the nature and scale of your operation, along with any legal or district-specific requirements you need to adhere to.


In order to keep your policy competitive, we aim to ensure that you’re not covered for any optional features that you don’t need or will never use.


Not only will your policy cover risks on the road, but it will also account for elements such as your building and contents, staff, liability claims and equipment.


Our motor trade policies can include many benefits and features to help protect your business vehicles, with several optional features available if required, such as breakdown, GAP cover and excess protection.

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