Making sure your profession is protected

Mistakes happen but with Howard Insurance Services, these don’t need to spell the end to your career or business.  We can provide professional indemnity (PI) insurance to protect you against claims arising from wrongful advice, libel, slander, and negligence.


Who needs PI?


Many different professions could benefit from PI insurance, from sports coaches to architects. Insurance for professionals is a must if your livelihood is based on providing advice and services to others. If you don’t have PI insurance in place, you are exposed to the risk of being sued.

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Professional offering advice to a customer to promote Howard Insurance Brokers - Professional Indemnity Insurance

Policy benefits

Legal fees

Investigation costs

Defence costs


Run off insurance

Fleet insurance available

14-day emergency hire

UK-based 24-hour service

There are a number of times where you will be required to get PI insurance in order to fulfil any potential client requirements.


This is particularly important for contractors and subcontractors and those who work under professional bodies.


Common professions include:


  • Coaching and training specialists
  • Engineers
  • Surveyors
  • Teachers
  • Business consultants


It’s important to make sure you have the right level of PI cover as, whilst you may already have it, it might not be enough to cover you sufficiently in the event that a claim is made against you. The level of PI cover you will need is dependent on the size of your business, the clients you deal with, the industry you’re in and the potential court costs.


Rolling monthly PI insurance policies are available which allow you to pay monthly at no extra charge and remove the need for a completed proposal form at each renewal.

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