Flexible cover for your office or surgery

If you run an office or surgery you need to protect your people – your customers, employees and patients – as well as your office premises and the valuables within it.


At Howard Insurance Services, we can provide office insurance and surgery cover to make sure you’re properly covered. Whether you’ve set up an office in your home or your business operates one, or multiple, brick and mortar offices, these will need to be insured against the risks that are unique to them.

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Surgery official in conversation to promote Howard Insurance Brokers - Office and Surgery Insurance

Policy benefits

Buildings & contents

Business interruption

Money & stock

Goods in transit

Employers' liability

Legal expenses

Personal accident

Directors & officers

Office Insurance


We can arrange a policy that is suited to the type of office that your business uses, covering both the building itself along with any fixtures and fittings, contents and equipment. This will also cover for liability, which means that if a visitor is injured during their stay, or their property damaged, this will be covered for.


Surgery Insurance


Working in a surgery, be it for humans or animals, there are certain insurance features which are necessary to cover the additional liability risks which arise in this environment.


Your policy will cover for features such as equipment even when temporarily taken off-site, as well as refrigerated vaccines. Our team may be able to visit your practice to get a clear understanding of the scale of your requirements. From there, we can shape a policy which truly meets the needs of your practice.

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