Bespoke insurance for your retail store or takeaway

We deal with major UK insurers which enables us to arrange tailored shop and takeaway insurance policies to protect both your building and the contents within, as well as including a wide range of other suitable features to ensure you can continue to operate should something go wrong.


When based in a public area, you receive a heavier amount of customer footfall compared to other business which means it’s particularly important to get your level of public liability cover right. When selling goods, product liability cover is equally as important. If a customer suffers an accident or illness due to a product you have sold, this could result in a liability claim.

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Mum and daughter tucking into a takeaway at home to promote Howard Insurance Brokers - Retail and Takeaways Insurance

Policy benefits

Legal expenses

Personal accident

Directors & officers

Fixtures & fittings


Public & product liability

Employers' liability

Frozen goods

Shop Insurance


Every shop is slightly different based on its size, the stock you sell and whether you operate online, on the high street or both. We will work with you to gain an insight into your business, determining which policy would be suited to your business, so you end up with cover that you can trust.


Takeaway Insurance


Working in the takeaway industry is often time-consuming, demanding and pressured work which can make it difficult to find time to consider the right insurance, or to review the cover you already have. With Howard Insurance Services, we will do the hard work for you to get a policy that works for your business. We’ll be more than happy to visit you at your place of work and conduct a thorough review of your insurance requirements.

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