14th May 2018 HOW TO PREVENT LEGIONNAIRES’ DISEASE IN RENTAL PROPERTIES

Legionnaires’ disease is a serious illness which spreads when bacteria get into contaminated water tanks and pipes. When water contaminated with legionella bacteria is inhaled into the lungs, the bacteria are consumed by a type of white blood cell called microphages, inside which they multiply until...

16th April 2018 FAULTY WHITE GOODS THREATEN TENANTS SAFETY

If you provide your tenants with white goods, make note of your responsibilities to avoid potential disaster. Fires involving white goods have cost the economy more than £118 million over the last five years, show new figures, with London Fire Brigade firefighters attending 1,072 white goods-related...

28th March 2018 4 WINTER WEATHER DANGERS FOR CONSTRUCTION WORKERS

Apart from making a working day miserable, certain weather conditions can hamper progress on a construction site, or worse still, bring a much higher risk of accident or injury to operations. Here are five situations where the impact of the elements shouldn’t be taken lightly. ...

12th March 2018 OVER HALF OF TENANTS WOULD INFORM LANDLORD OF PROPERTY DAMAGE

A recent survey shows the percentage of tenants who would inform their landlord if they had significantly damaged their property in some way, plus those who wouldn’t. A rent bond is typically equivalent to at least one month’s rent, so it’s understandable that tenants may do...

2nd January 2018 THE CONSTRUCTION INDUSTRY THROUGH THE CENTURIES

As we face the 4th Industrial Revolution, Howard Insurance take a look back over the centuries, stopping off at some significant dates in construction history along the way.   The Middle Ages – Craft Guilds were formed To be a member of a guild meant you were skilled in...

7th December 2017 MANUFACTURERS ARE TUNING IN TO CYBER CRIME RISKS

Manufacturers paid $36.9 million in premiums for cyber insurance in 2016, according to figures from Advisen Ltd, an insurance consulting firm reported in the Wall Street Journal. Those figures are up a staggering 89% from 2015. This surge in policy uptake in the past two years...

3rd October 2017 AKZONOBEL RETURNS MANUFACTURING INNOVATION TO THE NORTH EAST

At a cost of £100m, AkzoNobel’s Ashington production centre is capable of doubling output – the equivalent of 80m 2.5 litre tins of Dulux – while halving its carbon footprint when compared to previous facilities. Automation processes are powered by renewable energy methods, including photovoltaic (PV) cells...

2nd October 2017 5 WAYS TO PREVENT CONSTRUCTION SITE THEFT

Many construction projects operate to tight budgets and pressing deadlines, meaning hired or owned equipment and tools need to be easily and quickly accessible to contractors. But the open nature of building sites, along with insufficient storage and security measures, can make construction projects a tempting...

29th June 2017 DO I NEED PROFESSIONAL INDEMNITY INSURANCE IF I’M SELF-EMPLOYED?

More and more of us are discovering the joys of working for ourselves, leaving traditional workplaces to become self-employed or start our own small companies. Since 2008, the number of freelancers working in the UK has increased 36% from 1.4million to a staggering 1.91million. According to...

18th May 2017 INTRODUCING INDUSTRY 4.0

The Internet of Things is contributing to the revolution in work processes we are currently seeing – the name for this transition is Industry 4.0. What is Industry 4.0? Industry 4.0 is widely accepted to be the fourth industrial revolution. The first was when the Victorians made...